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| Provider | Service type | Compensation |
|---|---|---|
401K GENERATION5+ years Service code 27 195 INTERNATIONAL PKWY · LAKE MARY, FL 32746 | Advisory (Plan) | $25,274 |
EPLAN ADVISORS, LLC4 years Service code 17 · EIN 36-1543746 | Pension Consulting | $14,333 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,326 | $60,795-56.7% | $69,464-62.1% | $65,185-59.6% |
| Participation rate | 62.7% | 74.9%-12.2pp | 74.6%-11.9pp | 70.2%-7.5pp |
| Annual return | 20.85% | 17.46%+3.4pp | 28.98%-8.1pp | 29.38%-8.5pp |
| Employer contribution / active EE | $585 | $2,452-76.2% | $2,779-79.0% | $2,177-73.1% |
| Participant deferral / active EE | $2,019 | $3,162-36.2% | $3,536-42.9% | $3,514-42.6% |
| Admin fee / account holder | $197 | $314-37.4% | $3,840-94.9% | $847-76.8% |