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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,215 | $124,330-16.2% | $109,173-4.5% | $167,536-37.8% |
| Participation rate | 78.6% | 79.5%-0.9pp | 75.9%+2.7pp | 82.1%-3.5pp |
| Annual return | 19.21% | 26.04%-6.8pp | 25.75%-6.5pp | 478.82%-459.6pp |
| Employer contribution / active EE | $0 | $4,209-100.0% | $3,723-100.0% | $4,839-100.0% |
| Participant deferral / active EE | $1,971 | $5,256-62.5% | $4,654-57.7% | $6,342-68.9% |
| Admin fee / account holder | $104,776 | $7,974+1214.0% | $6,755+1451.1% | $12,315+750.8% |