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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,693 | $152,460-14.9% | $118,746+9.2% | $147,586-12.1% |
| Participation rate | 72.2% | 82.3%-10.0pp | 78.3%-6.1pp | 82.8%-10.6pp |
| Annual return | 13.14% | 17.41%-4.3pp | 24.54%-11.4pp | 578.59%-565.5pp |
| Employer contribution / active EE | $0 | $5,046-100.0% | $4,193-100.0% | $4,876-100.0% |
| Participant deferral / active EE | $2,092 | $6,212-66.3% | $5,332-60.8% | $5,439-61.5% |
| Admin fee / account holder | $20,709 | $16,953+22.2% | $10,720+93.2% | $10,886+90.2% |