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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,777 | $132,310-13.3% | $105,754+8.5% | $273,972-58.1% |
| Participation rate | 70.0% | 83.2%-13.2pp | 78.9%-8.9pp | 83.0%-13.0pp |
| Annual return | -2.24% | 10.08%-12.3pp | 12.25%-14.5pp | 41.46%-43.7pp |
| Employer contribution / active EE | $481 | $4,867-90.1% | $4,079-88.2% | $4,869-90.1% |
| Participant deferral / active EE | $4,186 | $6,233-32.8% | $5,326-21.4% | $5,287-20.8% |
| Admin fee / account holder | $16,120 | $12,036+33.9% | $8,309+94.0% | $10,133+59.1% |