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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,334 | $107,368+22.3% | $92,915+41.3% | $152,909-14.1% |
| Participation rate | 70.6% | 79.8%-9.2pp | 76.0%-5.4pp | 82.5%-11.9pp |
| Annual return | 6.48% | 145.64%-139.2pp | 109.45%-103.0pp | 345.46%-339.0pp |
| Employer contribution / active EE | $0 | $4,222-100.0% | $3,653-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $1,728 | $4,848-64.3% | $4,238-59.2% | $5,851-70.5% |
| Admin fee / account holder | $1,861 | $7,082-73.7% | $5,796-67.9% | $11,601-84.0% |