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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,905 | $106,247-23.9% | $96,515-16.2% | $139,466-42.0% |
| Participation rate | 88.9% | 77.8%+11.0pp | 74.3%+14.5pp | 80.3%+8.6pp |
| Annual return | 4.35% | 38.47%-34.1pp | 35.73%-31.4pp | 373.66%-369.3pp |
| Employer contribution / active EE | $0 | $4,106-100.0% | $3,740-100.0% | $4,754-100.0% |
| Participant deferral / active EE | $2,638 | $5,456-51.6% | $4,880-45.9% | $6,712-60.7% |
| Admin fee / account holder | $37,454 | $7,885+375.0% | $6,735+456.1% | $11,409+228.3% |