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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $411,845 | $72,177+470.6% | $115,038+258.0% | $59,633+590.6% |
| Participation rate | 92.3% | 72.6%+19.8pp | 81.4%+10.9pp | 68.7%+23.6pp |
| Annual return | -1.30% | 12.02%-13.3pp | 26.14%-27.4pp | 2041.45%-2042.8pp |
| Employer contribution / active EE | $1,485 | $2,841-47.8% | $4,608-67.8% | $2,203-32.6% |
| Participant deferral / active EE | $6,608 | $4,783+38.2% | $6,026+9.6% | $3,192+107.0% |
| Admin fee / account holder | $5,406 | $4,927+9.7% | $8,175-33.9% | $4,297+25.8% |