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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $625,275 | $98,776+533.0% | $149,745+317.6% | $79,856+683.0% |
| Participation rate | 72.2% | 75.8%-3.6pp | 82.5%-10.3pp | 69.6%+2.6pp |
| Annual return | 11.35% | 27.38%-16.0pp | 276.72%-265.4pp | 31.71%-20.4pp |
| Employer contribution / active EE | $6,964 | $3,217+116.5% | $4,646+49.9% | $2,471+181.8% |
| Participant deferral / active EE | $5,418 | $5,681-4.6% | $6,843-20.8% | $3,741+44.8% |
| Admin fee / account holder | $41,078 | $6,053+578.7% | $9,312+341.1% | $5,306+674.1% |