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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $457,072 | $76,551+497.1% | $123,894+268.9% | $62,881+626.9% |
| Participation rate | 97.3% | 73.0%+24.3pp | 81.4%+15.9pp | 69.3%+28.0pp |
| Annual return | 8.36% | 18.68%-10.3pp | 47.52%-39.2pp | 20.14%-11.8pp |
| Employer contribution / active EE | $11,756 | $2,882+307.8% | $4,617+154.6% | $2,281+415.4% |
| Participant deferral / active EE | $6,706 | $4,840+38.6% | $5,984+12.1% | $3,203+109.4% |
| Admin fee / account holder | $3,440 | $4,826-28.7% | $8,357-58.8% | $4,296-19.9% |