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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $526,791 | $77,817+577.0% | $123,553+326.4% | $64,173+720.9% |
| Participation rate | 93.8% | 74.7%+19.0pp | 82.3%+11.5pp | 69.6%+24.2pp |
| Annual return | -5.37% | 12.49%-17.9pp | 119.21%-124.6pp | 7.63%-13.0pp |
| Employer contribution / active EE | $11,300 | $3,014+274.9% | $4,628+144.2% | $2,381+374.6% |
| Participant deferral / active EE | $6,959 | $5,240+32.8% | $6,426+8.3% | $3,470+100.6% |
| Admin fee / account holder | $6,102 | $5,519+10.6% | $9,284-34.3% | $4,887+24.8% |