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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $539,465 | $102,385+426.9% | $147,080+266.8% | $80,935+566.5% |
| Participation rate | 84.6% | 75.9%+8.7pp | 82.2%+2.4pp | 67.7%+17.0pp |
| Annual return | 13.97% | 135.09%-121.1pp | 420.17%-406.2pp | 35.66%-21.7pp |
| Employer contribution / active EE | $10,946 | $3,717+194.5% | $4,933+121.9% | $2,757+297.1% |
| Participant deferral / active EE | $8,514 | $6,651+28.0% | $8,066+5.5% | $4,299+98.0% |
| Admin fee / account holder | $14,474 | $7,951+82.0% | $12,989+11.4% | $6,924+109.0% |