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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,795 | $88,707-37.1% | $74,184-24.8% | $273,972-79.6% |
| Participation rate | 94.7% | 79.4%+15.3pp | 76.6%+18.1pp | 83.0%+11.7pp |
| Annual return | 5.36% | 11.94%-6.6pp | 17.74%-12.4pp | 41.46%-36.1pp |
| Employer contribution / active EE | $624 | $3,159-80.2% | $2,370-73.7% | $4,869-87.2% |
| Participant deferral / active EE | $2,637 | $4,212-37.4% | $3,550-25.7% | $5,287-50.1% |
| Admin fee / account holder | $3,781 | $8,717-56.6% | $5,586-32.3% | $10,133-62.7% |