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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,861 | $100,811-39.6% | $86,698-29.8% | $134,545-54.8% |
| Participation rate | 100.0% | 79.0%+21.0pp | 76.6%+23.4pp | 81.2%+18.8pp |
| Annual return | -16.31% | 29.11%-45.4pp | 35.96%-52.3pp | 418.37%-434.7pp |
| Employer contribution / active EE | $1 | $3,490-100.0% | $2,837-100.0% | $4,742-100.0% |
| Participant deferral / active EE | $4,407 | $5,339-17.5% | $4,656-5.3% | $6,401-31.1% |
| Admin fee / account holder | $3,992 | $10,926-63.5% | $7,492-46.7% | $11,431-65.1% |