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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,500 | $117,846-26.6% | $102,434-15.6% | $145,884-40.7% |
| Participation rate | 80.0% | 78.6%+1.4pp | 76.5%+3.5pp | 80.3%-0.3pp |
| Annual return | 13.61% | 31.90%-18.3pp | 29.46%-15.8pp | 551.85%-538.2pp |
| Employer contribution / active EE | $1,423 | $3,615-60.6% | $3,023-52.9% | $4,662-69.5% |
| Participant deferral / active EE | $4,179 | $5,733-27.1% | $5,055-17.3% | $6,690-37.5% |
| Admin fee / account holder | $4,031 | $13,356-69.8% | $9,462-57.4% | $13,392-69.9% |