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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,395 | $165,939-75.7% | $122,354-67.0% | $147,586-72.6% |
| Participation rate | 100.0% | 79.6%+20.4pp | 71.6%+28.4pp | 82.8%+17.2pp |
| Annual return | 16.28% | 34.56%-18.3pp | 30.28%-14.0pp | 578.59%-562.3pp |
| Employer contribution / active EE | $9,631 | $5,754+67.4% | $4,051+137.8% | $4,876+97.5% |
| Participant deferral / active EE | $5,100 | $4,005+27.3% | $3,287+55.1% | $5,439-6.2% |
| Admin fee / account holder | $759 | $7,425-89.8% | $5,479-86.1% | $10,886-93.0% |