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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,534 | $167,030-45.2% | $135,768-32.6% | $155,188-41.0% |
| Participation rate | 100.0% | 76.2%+23.8pp | 71.1%+28.9pp | 80.8%+19.2pp |
| Annual return | 16.62% | 678.39%-661.8pp | 526.10%-509.5pp | 148.84%-132.2pp |
| Employer contribution / active EE | $1,390 | $4,132-66.4% | $3,394-59.1% | $4,248-67.3% |
| Participant deferral / active EE | $3,188 | $4,528-29.6% | $3,977-19.9% | $6,531-51.2% |
| Admin fee / account holder | $2,996 | $8,172-63.3% | $7,048-57.5% | $14,480-79.3% |