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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,987 | $156,970-45.9% | $121,210-29.9% | $139,487-39.1% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.5%+30.5pp | 80.3%+19.7pp |
| Annual return | 15.71% | 1477.10%-1461.4pp | 987.41%-971.7pp | 373.84%-358.1pp |
| Employer contribution / active EE | $5,700 | $5,546+2.8% | $4,171+36.7% | $4,755+19.9% |
| Participant deferral / active EE | $1,812 | $4,849-62.6% | $4,084-55.6% | $6,713-73.0% |
| Admin fee / account holder | $3,840 | $6,947-44.7% | $5,647-32.0% | $11,407-66.3% |