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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,198 | $176,688-64.2% | $130,660-51.6% | $152,909-58.7% |
| Participation rate | 100.0% | 79.0%+21.0pp | 71.7%+28.3pp | 82.5%+17.5pp |
| Annual return | 17.51% | 2693.08%-2675.6pp | 1709.29%-1691.8pp | 345.46%-328.0pp |
| Employer contribution / active EE | $8,726 | $5,743+51.9% | $4,092+113.2% | $4,764+83.2% |
| Participant deferral / active EE | $4,557 | $4,362+4.5% | $3,603+26.5% | $5,851-22.1% |
| Admin fee / account holder | $1,495 | $7,131-79.0% | $5,463-72.6% | $11,601-87.1% |