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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,994 | $185,225-47.6% | $142,898-32.1% | $167,553-42.1% |
| Participation rate | 100.0% | 78.5%+21.5pp | 72.0%+28.0pp | 82.1%+17.9pp |
| Annual return | 11.94% | 8558.12%-8546.2pp | 5639.64%-5627.7pp | 478.89%-467.0pp |
| Employer contribution / active EE | $11,866 | $5,607+111.6% | $4,146+186.2% | $4,840+145.2% |
| Participant deferral / active EE | $979 | $4,496-78.2% | $3,838-74.5% | $6,343-84.6% |
| Admin fee / account holder | $8,765 | $8,032+9.1% | $6,560+33.6% | $12,316-28.8% |