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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,134 | $100,970+28.9% | $96,576+34.7% | $137,256-5.2% |
| Participation rate | 80.0% | 82.6%-2.6pp | 81.4%-1.4pp | 80.0%0pp |
| Annual return | 13.61% | 38.16%-24.5pp | 38.47%-24.9pp | 220.34%-206.7pp |
| Employer contribution / active EE | $475 | $3,809-87.5% | $3,553-86.6% | $4,156-88.6% |
| Participant deferral / active EE | $6,098 | $8,286-26.4% | $7,956-23.4% | $6,407-4.8% |
| Admin fee / account holder | $1,231 | $11,312-89.1% | $11,381-89.2% | $12,270-90.0% |