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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,177 | $108,942-28.2% | $100,415-22.1% | $145,897-46.4% |
| Participation rate | 70.0% | 83.0%-13.0pp | 81.5%-11.5pp | 80.3%-10.3pp |
| Annual return | 14.23% | 58.27%-44.0pp | 49.47%-35.2pp | 552.29%-538.1pp |
| Employer contribution / active EE | $475 | $4,422-89.3% | $3,943-88.0% | $4,663-89.8% |
| Participant deferral / active EE | $5,966 | $8,461-29.5% | $8,091-26.3% | $6,689-10.8% |
| Admin fee / account holder | $755 | $9,702-92.2% | $7,906-90.5% | $13,390-94.4% |