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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,429 | $70,418+5.7% | $96,570-22.9% | $85,847-13.3% |
| Participation rate | 53.1% | 61.8%-8.7pp | 69.8%-16.7pp | 69.3%-16.2pp |
| Annual return | 36.16% | 18.59%+17.6pp | 37.79%-1.6pp | 318.61%-282.4pp |
| Employer contribution / active EE | $598 | $1,413-57.7% | $2,357-74.7% | $2,565-76.7% |
| Participant deferral / active EE | $2,148 | $2,894-25.8% | $3,849-44.2% | $3,952-45.6% |
| Admin fee / account holder | $58 | $4,995-98.8% | $6,182-99.1% | $6,261-99.1% |