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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,719 | $99,652-65.2% | $78,778-55.9% | $147,586-76.5% |
| Participation rate | 52.6% | 76.2%-23.6pp | 69.2%-16.6pp | 82.8%-30.2pp |
| Annual return | 17.50% | 47.28%-29.8pp | 35.62%-18.1pp | 578.59%-561.1pp |
| Employer contribution / active EE | $4,516 | $2,796+61.5% | $1,986+127.4% | $4,876-7.4% |
| Participant deferral / active EE | $2,821 | $3,664-23.0% | $2,958-4.6% | $5,439-48.1% |
| Admin fee / account holder | $235 | $7,155-96.7% | $5,134-95.4% | $10,886-97.8% |