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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,197 | $65,555+5.6% | $86,216-19.7% | $75,173-8.0% |
| Participation rate | 66.7% | 60.5%+6.2pp | 69.0%-2.3pp | 67.2%-0.5pp |
| Annual return | 58.97% | 46.07%+12.9pp | 1169.42%-1110.4pp | 160.72%-101.8pp |
| Employer contribution / active EE | $1,262 | $1,553-18.7% | $2,382-47.0% | $2,671-52.7% |
| Participant deferral / active EE | $2,947 | $3,023-2.5% | $3,986-26.1% | $4,126-28.6% |
| Admin fee / account holder | $184 | $5,469-96.6% | $6,853-97.3% | $5,651-96.7% |