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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,107 | $71,197+50.4% | $93,669+14.3% | $80,925+32.4% |
| Participation rate | 60.6% | 60.4%+0.2pp | 68.7%-8.1pp | 67.7%-7.1pp |
| Annual return | 58.00% | 11.27%+46.7pp | 133.59%-75.6pp | 35.65%+22.3pp |
| Employer contribution / active EE | $1,277 | $1,565-18.4% | $2,424-47.3% | $2,756-53.7% |
| Participant deferral / active EE | $3,156 | $4,036-21.8% | $4,416-28.5% | $4,299-26.6% |
| Admin fee / account holder | $272 | $6,959-96.1% | $8,291-96.7% | $6,940-96.1% |