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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,283 | $65,034-16.5% | $90,970-40.3% | $79,856-32.0% |
| Participation rate | 57.1% | 61.6%-4.5pp | 69.0%-11.9pp | 69.6%-12.5pp |
| Annual return | 57.43% | 30.45%+27.0pp | 134.60%-77.2pp | 31.71%+25.7pp |
| Employer contribution / active EE | $727 | $1,247-41.8% | $2,122-65.8% | $2,471-70.6% |
| Participant deferral / active EE | $2,310 | $2,512-8.0% | $3,373-31.5% | $3,741-38.2% |
| Admin fee / account holder | $48 | $4,536-98.9% | $5,961-99.2% | $5,306-99.1% |