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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $287,313 | $87,733+227.5% | $106,551+169.6% | $85,856+234.6% |
| Participation rate | 93.1% | 71.9%+21.2pp | 76.1%+17.0pp | 69.3%+23.8pp |
| Annual return | 13.03% | 21.86%-8.8pp | 26.80%-13.8pp | 318.58%-305.6pp |
| Employer contribution / active EE | $7,459 | $2,073+259.8% | $2,819+164.6% | $2,565+190.8% |
| Participant deferral / active EE | $4,664 | $3,469+34.4% | $4,398+6.0% | $3,952+18.0% |
| Admin fee / account holder | $1,895 | $6,767-72.0% | $7,408-74.4% | $6,261-69.7% |