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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $274,763 | $73,848+272.1% | $143,799+91.1% | $68,486+301.2% |
| Participation rate | 81.3% | 66.7%+14.6pp | 80.3%+0.9pp | 67.9%+13.4pp |
| Annual return | -10.82% | 0.91%-11.7pp | -0.04%-10.8pp | -7.85%-3.0pp |
| Employer contribution / active EE | $7,642 | $3,184+140.0% | $4,952+54.3% | $2,597+194.3% |
| Participant deferral / active EE | $3,618 | $3,385+6.9% | $5,638-35.8% | $4,028-10.2% |
| Admin fee / account holder | $1,593 | $5,755-72.3% | $14,677-89.1% | $5,404-70.5% |