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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $276,278 | $77,908+254.6% | $149,696+84.6% | $75,173+267.5% |
| Participation rate | 90.6% | 65.6%+25.0pp | 78.8%+11.8pp | 67.2%+23.4pp |
| Annual return | 13.53% | 31.73%-18.2pp | 134.46%-120.9pp | 160.72%-147.2pp |
| Employer contribution / active EE | $8,684 | $3,138+176.8% | $4,821+80.1% | $2,671+225.1% |
| Participant deferral / active EE | $4,513 | $3,411+32.3% | $5,682-20.6% | $4,126+9.4% |
| Admin fee / account holder | $7,004 | $5,950+17.7% | $13,212-47.0% | $5,651+24.0% |