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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $245,502 | $81,208+202.3% | $98,920+148.2% | $79,856+207.4% |
| Participation rate | 93.5% | 72.5%+21.0pp | 76.0%+17.5pp | 69.6%+23.9pp |
| Annual return | 7.71% | 60.99%-53.3pp | 196.47%-188.8pp | 31.71%-24.0pp |
| Employer contribution / active EE | $6,937 | $1,960+254.0% | $2,689+158.0% | $2,471+180.7% |
| Participant deferral / active EE | $4,201 | $3,265+28.7% | $4,245-1.0% | $3,741+12.3% |
| Admin fee / account holder | $1,533 | $6,013-74.5% | $6,643-76.9% | $5,306-71.1% |