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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,676 | $76,371+170.6% | $93,621+120.8% | $72,975+183.2% |
| Participation rate | 97.0% | 71.8%+25.2pp | 75.8%+21.1pp | 69.5%+27.5pp |
| Annual return | 15.54% | 25.82%-10.3pp | 32.76%-17.2pp | 81.01%-65.5pp |
| Employer contribution / active EE | $6,066 | $2,276+166.6% | $2,719+123.1% | $2,440+148.6% |
| Participant deferral / active EE | $3,018 | $3,538-14.7% | $4,070-25.8% | $3,608-16.4% |
| Admin fee / account holder | $1,319 | $6,839-80.7% | $7,890-83.3% | $5,124-74.3% |