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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,690 | $152,619-39.9% | $125,195-26.8% | $152,909-40.0% |
| Participation rate | 66.7% | 83.3%-16.7pp | 79.8%-13.1pp | 82.5%-15.8pp |
| Annual return | 17.22% | 54.85%-37.6pp | 43.79%-26.6pp | 345.46%-328.2pp |
| Employer contribution / active EE | $1,011 | $4,947-79.6% | $3,866-73.9% | $4,764-78.8% |
| Participant deferral / active EE | $3,081 | $5,869-47.5% | $4,937-37.6% | $5,851-47.4% |
| Admin fee / account holder | $6,252 | $13,437-53.5% | $9,704-35.6% | $11,601-46.1% |