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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,670 | $144,130-28.1% | $117,861-12.0% | $147,586-29.8% |
| Participation rate | 62.5% | 83.4%-20.9pp | 79.7%-17.2pp | 82.8%-20.3pp |
| Annual return | 15.93% | 531.20%-515.3pp | 335.11%-319.2pp | 578.59%-562.7pp |
| Employer contribution / active EE | $1,125 | $4,897-77.0% | $3,786-70.3% | $4,876-76.9% |
| Participant deferral / active EE | $4,014 | $5,316-24.5% | $4,482-10.4% | $5,439-26.2% |
| Admin fee / account holder | $3,123 | $10,887-71.3% | $8,021-61.1% | $10,886-71.3% |