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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,747 | $166,089-23.7% | $164,928-23.2% | $145,978-13.2% |
| Participation rate | 70.6% | 82.0%-11.4pp | 78.6%-8.0pp | 80.3%-9.7pp |
| Annual return | 7.03% | 100.26%-93.2pp | 70.08%-63.0pp | 550.52%-543.5pp |
| Employer contribution / active EE | $1,132 | $5,276-78.6% | $4,343-73.9% | $4,662-75.7% |
| Participant deferral / active EE | $7,250 | $6,961+4.1% | $6,034+20.2% | $6,690+8.4% |
| Admin fee / account holder | $11,312 | $16,641-32.0% | $12,684-10.8% | $13,400-15.6% |