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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,716 | $176,794-36.2% | $146,647-23.1% | $167,553-32.7% |
| Participation rate | 76.5% | 83.6%-7.2pp | 80.1%-3.6pp | 82.1%-5.6pp |
| Annual return | 12.19% | 24.04%-11.8pp | 22.75%-10.6pp | 478.89%-466.7pp |
| Employer contribution / active EE | $996 | $5,161-80.7% | $4,137-75.9% | $4,840-79.4% |
| Participant deferral / active EE | $3,505 | $6,440-45.6% | $5,506-36.4% | $6,343-44.7% |
| Admin fee / account holder | $3,136 | $13,262-76.4% | $10,281-69.5% | $12,316-74.5% |