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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,317 | $135,645-42.3% | $110,243-29.0% | $135,380-42.2% |
| Participation rate | 64.7% | 83.5%-18.8pp | 79.8%-15.1pp | 82.6%-17.9pp |
| Annual return | -0.85% | 513.24%-514.1pp | 314.76%-315.6pp | 519.81%-520.7pp |
| Employer contribution / active EE | $1,131 | $4,907-77.0% | $3,827-70.4% | $4,779-76.3% |
| Participant deferral / active EE | $3,490 | $5,507-36.6% | $4,672-25.3% | $5,609-37.8% |
| Admin fee / account holder | $23,145 | $11,458+102.0% | $8,548+170.8% | $10,828+113.8% |