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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,513 | $131,835-82.9% | $108,582-79.3% | $273,972-91.8% |
| Participation rate | 95.7% | 83.5%+12.2pp | 79.6%+16.1pp | 83.0%+12.6pp |
| Annual return | 5.32% | -91.57%+96.9pp | -51.70%+57.0pp | 41.46%-36.1pp |
| Employer contribution / active EE | $1,947 | $4,913-60.4% | $3,758-48.2% | $4,869-60.0% |
| Participant deferral / active EE | $3,113 | $5,127-39.3% | $4,311-27.8% | $5,287-41.1% |
| Admin fee / account holder | $598 | $10,253-94.2% | $7,645-92.2% | $10,133-94.1% |