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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,478 | $152,619-74.1% | $125,195-68.5% | $152,909-74.2% |
| Participation rate | 83.3% | 83.3%0pp | 79.8%+3.6pp | 82.5%+0.9pp |
| Annual return | 19.31% | 54.85%-35.5pp | 43.79%-24.5pp | 345.46%-326.2pp |
| Employer contribution / active EE | $1,852 | $4,947-62.6% | $3,866-52.1% | $4,764-61.1% |
| Participant deferral / active EE | $3,177 | $5,869-45.9% | $4,937-35.6% | $5,851-45.7% |
| Admin fee / account holder | $1,125 | $13,437-91.6% | $9,704-88.4% | $11,601-90.3% |