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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,066 | $91,536-38.8% | $130,062-56.9% | $75,177-25.4% |
| Participation rate | 76.0% | 71.5%+4.5pp | 78.5%-2.5pp | 67.2%+8.8pp |
| Annual return | 15.42% | -631.62%+647.0pp | -137.37%+152.8pp | 160.75%-145.3pp |
| Employer contribution / active EE | $1,868 | $2,845-34.4% | $4,322-56.8% | $2,671-30.1% |
| Participant deferral / active EE | $3,178 | $4,343-26.8% | $5,821-45.4% | $4,126-23.0% |
| Admin fee / account holder | $2,000 | $6,780-70.5% | $10,601-81.1% | $5,651-64.6% |