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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,638 | $162,821-65.8% | $133,978-58.5% | $158,982-65.0% |
| Participation rate | 79.2% | 83.2%-4.1pp | 79.8%-0.7pp | 82.0%-2.8pp |
| Annual return | 11.48% | 41.95%-30.5pp | 45.10%-33.6pp | 302.99%-291.5pp |
| Employer contribution / active EE | $2,145 | $4,976-56.9% | $3,919-45.3% | $4,763-55.0% |
| Participant deferral / active EE | $3,809 | $5,910-35.5% | $5,047-24.5% | $5,983-36.3% |
| Admin fee / account holder | $3,431 | $11,742-70.8% | $8,930-61.6% | $11,252-69.5% |