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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,415 | $135,645-76.1% | $110,243-70.6% | $135,380-76.1% |
| Participation rate | 95.0% | 83.5%+11.5pp | 79.8%+15.2pp | 82.6%+12.4pp |
| Annual return | -7.44% | 513.24%-520.7pp | 314.76%-322.2pp | 519.81%-527.2pp |
| Employer contribution / active EE | $2,147 | $4,907-56.2% | $3,827-43.9% | $4,779-55.1% |
| Participant deferral / active EE | $3,740 | $5,507-32.1% | $4,672-20.0% | $5,609-33.3% |
| Admin fee / account holder | $674 | $11,458-94.1% | $8,548-92.1% | $10,828-93.8% |