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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,315 | $135,956-10.0% | $123,894-1.3% | $273,972-55.4% |
| Participation rate | 73.3% | 84.1%-10.7pp | 81.4%-8.1pp | 83.0%-9.7pp |
| Annual return | -7.24% | 56.63%-63.9pp | 47.52%-54.8pp | 41.46%-48.7pp |
| Employer contribution / active EE | $1,667 | $5,170-67.8% | $4,617-63.9% | $4,869-65.8% |
| Participant deferral / active EE | $5,377 | $6,343-15.2% | $5,984-10.1% | $5,287+1.7% |
| Admin fee / account holder | $4,777 | $9,817-51.3% | $8,357-42.8% | $10,133-52.9% |