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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,721 | $165,399-37.3% | $149,745-30.7% | $158,982-34.8% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | -4.24% | 348.34%-352.6pp | 276.72%-281.0pp | 302.99%-307.2pp |
| Employer contribution / active EE | $2,152 | $5,105-57.8% | $4,646-53.7% | $4,763-54.8% |
| Participant deferral / active EE | $2,281 | $7,183-68.2% | $6,843-66.7% | $5,983-61.9% |
| Admin fee / account holder | $14,345 | $10,811+32.7% | $9,312+54.0% | $11,252+27.5% |