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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,538 | $148,623+14.1% | $135,974+24.7% | $139,466+21.6% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 1.66% | 79.30%-77.6pp | 68.30%-66.6pp | 373.66%-372.0pp |
| Employer contribution / active EE | $2,265 | $5,246-56.8% | $4,859-53.4% | $4,754-52.4% |
| Participant deferral / active EE | $7,920 | $8,103-2.3% | $7,760+2.1% | $6,712+18.0% |
| Admin fee / account holder | $987 | $12,406-92.0% | $10,767-90.8% | $11,409-91.3% |