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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,127 | $138,0760% | $123,553+11.8% | $135,380+2.0% |
| Participation rate | 91.7% | 84.7%+6.9pp | 82.3%+9.4pp | 82.6%+9.0pp |
| Annual return | 5.87% | 153.70%-147.8pp | 119.21%-113.3pp | 519.81%-513.9pp |
| Employer contribution / active EE | $2,083 | $5,152-59.6% | $4,628-55.0% | $4,779-56.4% |
| Participant deferral / active EE | $6,731 | $6,800-1.0% | $6,426+4.8% | $5,609+20.0% |
| Admin fee / account holder | $733 | $10,917-93.3% | $9,284-92.1% | $10,828-93.2% |