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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,736 | $138,114+22.9% | $125,391+35.4% | $134,545+26.2% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -2.43% | 750.88%-753.3pp | 572.41%-574.8pp | 418.37%-420.8pp |
| Employer contribution / active EE | $9,573 | $5,246+82.5% | $4,816+98.8% | $4,742+101.9% |
| Participant deferral / active EE | $6,665 | $7,801-14.6% | $7,448-10.5% | $6,401+4.1% |
| Admin fee / account holder | $1,170 | $11,570-89.9% | $10,009-88.3% | $11,431-89.8% |