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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,950 | $114,119+59.4% | $107,187+69.7% | $138,895+31.0% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 79.9%+20.1pp |
| Annual return | 15.84% | 273.21%-257.4pp | 204.55%-188.7pp | 145.39%-129.6pp |
| Employer contribution / active EE | $7,546 | $4,059+85.9% | $3,782+99.5% | $4,194+79.9% |
| Participant deferral / active EE | $6,212 | $5,538+12.2% | $5,096+21.9% | $6,396-2.9% |
| Admin fee / account holder | $3,369 | $10,024-66.4% | $9,162-63.2% | $12,562-73.2% |