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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,374 | $106,247+33.1% | $96,515+46.5% | $139,466+1.4% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 17.56% | 38.47%-20.9pp | 35.73%-18.2pp | 373.66%-356.1pp |
| Employer contribution / active EE | $6,096 | $4,106+48.5% | $3,740+63.0% | $4,754+28.2% |
| Participant deferral / active EE | $5,243 | $5,456-3.9% | $4,880+7.5% | $6,712-21.9% |
| Admin fee / account holder | $1,971 | $7,885-75.0% | $6,735-70.7% | $11,409-82.7% |