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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,317 | $110,337+41.7% | $102,383+52.7% | $145,877+7.2% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 13.40% | 24.83%-11.4pp | 24.94%-11.5pp | 551.28%-537.9pp |
| Employer contribution / active EE | $7,368 | $4,216+74.8% | $3,870+90.4% | $4,663+58.0% |
| Participant deferral / active EE | $6,153 | $5,621+9.5% | $5,060+21.6% | $6,691-8.0% |
| Admin fee / account holder | $2,405 | $9,750-75.3% | $8,391-71.3% | $13,402-82.1% |