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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,293 | $107,363+13.9% | $92,909+31.6% | $152,897-20.0% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | 23.58% | 145.63%-122.1pp | 109.44%-85.9pp | 345.43%-321.9pp |
| Employer contribution / active EE | $3,937 | $4,222-6.7% | $3,653+7.8% | $4,764-17.3% |
| Participant deferral / active EE | $3,591 | $4,848-25.9% | $4,238-15.3% | $5,851-38.6% |
| Admin fee / account holder | $5,149 | $7,082-27.3% | $5,795-11.1% | $11,599-55.6% |