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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,730 | $115,814+20.7% | $101,275+38.0% | $158,982-12.1% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 19.54% | 56.16%-36.6pp | 46.48%-26.9pp | 302.99%-283.5pp |
| Employer contribution / active EE | $5,993 | $4,176+43.5% | $3,660+63.7% | $4,763+25.8% |
| Participant deferral / active EE | $4,442 | $4,958-10.4% | $4,371+1.6% | $5,983-25.8% |
| Admin fee / account holder | $1,387 | $7,249-80.9% | $5,948-76.7% | $11,252-87.7% |